<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss' xmlns:gd='http://schemas.google.com/g/2005' xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-7531600759339878422</id><updated>2011-11-27T18:41:31.728-06:00</updated><category term='furnace inspection'/><category term='restoration'/><category term='mistake'/><category term='photo negatives'/><category term='smoke'/><category term='metal garbage can'/><category term='box'/><category term='documents'/><category term='carbon monoxide'/><category term='furnace filters'/><category term='information'/><category term='Fire'/><category term='experience'/><category term='air ducts cleaned'/><category term='contaminates'/><category term='homeowners'/><category term='Maple Grove Fire Chief'/><category term='accessible'/><category term='fireproof'/><category term='clean air'/><category term='fire escape ladders'/><category term='contractors'/><category term='fireplace ashes'/><category term='devastating'/><category term='twin cities'/><category term='fire drill'/><category term='insurance'/><category term='smoke dectectors'/><category term='Scott Anderson'/><category term='damage'/><title type='text'>Twin Cities Homeowners Helper</title><subtitle type='html'></subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://twincitieshomeownershelper.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/7531600759339878422/posts/default?max-results=100'/><link rel='alternate' type='text/html' href='http://twincitieshomeownershelper.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>Homeowners Helper</name><uri>http://www.blogger.com/profile/06346267714433723729</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>5</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>100</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-7531600759339878422.post-5869598634549656275</id><published>2010-01-17T08:47:00.002-06:00</published><updated>2010-01-17T09:25:39.139-06:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='furnace filters'/><category scheme='http://www.blogger.com/atom/ns#' term='contaminates'/><category scheme='http://www.blogger.com/atom/ns#' term='clean air'/><category scheme='http://www.blogger.com/atom/ns#' term='air ducts cleaned'/><title type='text'>When Should You Get The Air Ducts Cleaned In Your Home?</title><content type='html'>&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif; font-size: large;"&gt;While it is logical to assume that over time air ducts will get dirty and should be occasionally cleaned, the EPA recommends that the air ducts be cleaned as needed. &lt;/span&gt;&lt;br /&gt;&lt;div style="text-align: justify;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style="text-align: justify;"&gt;&lt;span style="font-size: large;"&gt;&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif;"&gt;The weather conditions here in Minnesota can drastically reduce the amount of outdoor air that enters your home.&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;span style="font-size: large;"&gt;&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif;"&gt;Pets, smokers, heavy cooking odors, can all contribute to the air quality &lt;/span&gt;&lt;/span&gt;&lt;span style="font-size: large;"&gt;&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif;"&gt;allowing pollutants to accumulate to levels that can pose health and comfort problems. If you have never had the ducts cleaned, or it has been several years since the last cleaning, having the ducts cleaned may prove beneficial.&amp;nbsp;&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style="text-align: justify;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style="text-align: justify;"&gt;&lt;span style="font-size: large;"&gt;&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif;"&gt;The EPA recommends&lt;/span&gt;&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif;"&gt; having the air&lt;iframe align="left" frameborder="0" marginheight="0" marginwidth="0" scrolling="no" src="http://rcm.amazon.com/e/cm?t=httptwincitieshomeownershelper.blogspot.com-20&amp;amp;o=1&amp;amp;p=8&amp;amp;l=bpl&amp;amp;asins=B000MUOKI6&amp;amp;fc1=000000&amp;amp;IS2=1&amp;amp;lt1=_blank&amp;amp;m=amazon&amp;amp;lc1=0000FF&amp;amp;bc1=000000&amp;amp;bg1=FFFFFF&amp;amp;f=ifr" style="height: 245px; padding-right: 10px; padding-top: 5px; width: 131px;"&gt;&lt;/iframe&gt; ducts cleaned if:&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;/div&gt;&lt;ul style="text-align: justify;"&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt;&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif;"&gt;There is substantial visible mold growth inside hard surface (sheet metal) ducts or other components of your heating and cooling system.&lt;/span&gt;&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt;&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif;"&gt;Ducts are infested with vermin, (rodents or insects), or&lt;/span&gt;&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt;&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif;"&gt;Ducts are clogged with excessive amounts of dust and debris and/or particles are actually released into the home from your supply registers. &lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;&lt;div style="text-align: justify;"&gt;&lt;span style="font-size: large;"&gt;&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif;"&gt;Some research suggests that cleaning heating and cooling system components (e.g., cooling coils, fans, and heat exchangers) may improve the efficiency of your system, resulting in a longer operating life, as well as some energy and maintenance cost savings.&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style="text-align: justify;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style="text-align: justify;"&gt;&lt;span style="font-size: large;"&gt;&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif;"&gt;The EPA does recommend that if you have a fuel burning furnace, stove or fireplace, they be inspected for proper functioning and serviced before each heating season to protect against carbon monoxide poisoning. &lt;/span&gt;&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif;"&gt;We have several months to go in our heating season, so if you didn't have this done earlier, there is still time.&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-size: large;"&gt;&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif;"&gt;Another suggestion here is to make sure you change the furnace filters every two months. Check with your local ACE Hardware store to find the best filter available.&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-size: large;"&gt;&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif;"&gt;After deciding to have your ducts cleaned, be sure to hire a contractor who has been certified by the National Air Duct Cleaners Association (NADCA.)&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style="text-align: justify;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style="text-align: left;"&gt;&lt;span style="font-size: large;"&gt;&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif;"&gt;You can find a local contractor at www.pcndirectory.com.&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style="text-align: justify;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;span style="font-size: large;"&gt;&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-size: large;"&gt;&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif;"&gt; &lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-size: large;"&gt;&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif;"&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-size: large;"&gt;&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif;"&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-size: large;"&gt;&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif;"&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-size: large;"&gt;&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-size: large;"&gt;&lt;span style="font-family: Times,&amp;quot;Times New Roman&amp;quot;,serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/7531600759339878422-5869598634549656275?l=twincitieshomeownershelper.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://twincitieshomeownershelper.blogspot.com/feeds/5869598634549656275/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://twincitieshomeownershelper.blogspot.com/2010/01/when-should-you-get-air-ducts-cleaned.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/7531600759339878422/posts/default/5869598634549656275'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/7531600759339878422/posts/default/5869598634549656275'/><link rel='alternate' type='text/html' href='http://twincitieshomeownershelper.blogspot.com/2010/01/when-should-you-get-air-ducts-cleaned.html' title='When Should You Get The Air Ducts Cleaned In Your Home?'/><author><name>Homeowners Helper</name><uri>http://www.blogger.com/profile/06346267714433723729</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-7531600759339878422.post-7212638980132412353</id><published>2010-01-09T10:45:00.000-06:00</published><updated>2010-01-09T10:45:53.902-06:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='fireplace ashes'/><category scheme='http://www.blogger.com/atom/ns#' term='fire escape ladders'/><category scheme='http://www.blogger.com/atom/ns#' term='carbon monoxide'/><category scheme='http://www.blogger.com/atom/ns#' term='smoke dectectors'/><category scheme='http://www.blogger.com/atom/ns#' term='fire drill'/><category scheme='http://www.blogger.com/atom/ns#' term='metal garbage can'/><category scheme='http://www.blogger.com/atom/ns#' term='Scott Anderson'/><category scheme='http://www.blogger.com/atom/ns#' term='furnace inspection'/><category scheme='http://www.blogger.com/atom/ns#' term='Maple Grove Fire Chief'/><title type='text'>Tips For Homeowners by Fire Chief, Scott Anderson, Maple Grove Fire Department</title><content type='html'>&lt;span style="font-size: large;"&gt;While researching products you should have in your home in case of a fire, I came across those ladders that you can drop from the second story of your house, and wondered just how practical are they?&amp;nbsp; I called the Maple Grove Fire Department and spoke with Chief Scott Anderson.&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-size: large;"&gt;"There are a lot of problems with those ladders," he commented.&amp;nbsp; "Your windows must be in just the right place to reach the ground below, they will not work with crank-out windows, they are not easy to use for children, elderly, or handicapped."&amp;nbsp;&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-size: large;"&gt;The other problem that &lt;i&gt;yours truly&lt;/i&gt; found in reading reviews of the ladders is that most of them are only a one-time use!&amp;nbsp; You are not able to open the package and practice! You must be kidding. From my perspective, trying to open a sealed package (&lt;i&gt;we all know how easy those plastic wrapped items can be to open&lt;/i&gt;), read directions in a dark, smoke-filled room, getting the ladder out the right window, and getting it all right the first time doesn't sound practical somehow. . .&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-size: large;"&gt;"I have a more practical tip to give your readers," Chief Anderson said. "Tell them they should have a smoke detector in EVERY bedroom. As soon as they hear the detector go off, they should get out.&lt;/span&gt; &lt;span style="font-size: large;"&gt;That is, IF they hear it!" He went on to explain that some people actually sleep through the alarm! Amazing, but true according to the chief.&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-size: large;"&gt;He also said that having smoke detectors in every room is not enough. . .&amp;nbsp; "Families need to have fire drills. Not just once, but at least a couple times a year. They have them in schools and we should have a plan in our homes."&amp;nbsp; He recommended that you explain to the kids what you are doing the first time, turn on the alarm and teach your kids to GET DOWN and head for the door. "If you act as soon as you hear the alarm, you should be able to get to the door before the fire spreads. The next time you have a drill, don't warn the kids."&amp;nbsp; Practicing several times should get them conditioned to know how to act, what to do, and not be confused.&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-size: large;"&gt;&amp;nbsp;&lt;/span&gt;&lt;span style="font-size: large;"&gt;&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-size: large;"&gt;Other tips from the Chief:&lt;/span&gt;&lt;br /&gt;&lt;ul&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt; Replace smoke detectors if they're more than 10 years old.&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt;Have carbon monoxide detectors for each floor of your house.&lt;/span&gt;&amp;nbsp;&lt;/li&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt;Have your furnace tuned-up and checked for carbon monoxide. &lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;&lt;span style="font-size: large;"&gt;&lt;/span&gt;&lt;div style="text-align: center;"&gt;&lt;span style="font-size: x-large;"&gt;And this one I saved for last because this is something that actually happened to us . . .&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style="text-align: left;"&gt;&lt;ul&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt;When cleaning out your fireplace ash, DO NOT PUT THE ASH IN A PAPER BAG!&amp;nbsp; I know this sounds like it should be very obvious, however, even if you think the ash is cold and is no longer burning, it DOESN'T MATTER.&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;span style="font-size: large;"&gt;Chief Anderson said, "you have no idea how many fires are started every year because someone put the ashes in a paper bag and put them in the garage."&amp;nbsp; Well, I know one family who did that - US!&lt;br /&gt;&lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;&lt;ul&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt;Have a metal garbage can outside especially for the ashes from your fireplace.&lt;/span&gt; &lt;span style="font-size: large;"&gt;(This is much cheaper than replacing a garage and everything in it, including the car!)&amp;nbsp; :)&lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;&lt;span style="font-size: large;"&gt;&amp;nbsp;With such a cold week-end ahead, you may have some time to put together all your documents, get your home fire-proofed and have a fire drill!&lt;/span&gt;&lt;br /&gt;&lt;span style="font-size: large;"&gt;&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;/div&gt;&lt;br /&gt;&lt;span style="font-size: large;"&gt;&amp;nbsp;&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/7531600759339878422-7212638980132412353?l=twincitieshomeownershelper.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://twincitieshomeownershelper.blogspot.com/feeds/7212638980132412353/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://twincitieshomeownershelper.blogspot.com/2010/01/tips-for-homeowners-by-fire-chief-scott.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/7531600759339878422/posts/default/7212638980132412353'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/7531600759339878422/posts/default/7212638980132412353'/><link rel='alternate' type='text/html' href='http://twincitieshomeownershelper.blogspot.com/2010/01/tips-for-homeowners-by-fire-chief-scott.html' title='Tips For Homeowners by Fire Chief, Scott Anderson, Maple Grove Fire Department'/><author><name>Homeowners Helper</name><uri>http://www.blogger.com/profile/06346267714433723729</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-7531600759339878422.post-4724568687890562140</id><published>2010-01-05T15:39:00.005-06:00</published><updated>2010-01-06T11:54:13.180-06:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='box'/><category scheme='http://www.blogger.com/atom/ns#' term='fireproof'/><category scheme='http://www.blogger.com/atom/ns#' term='photo negatives'/><category scheme='http://www.blogger.com/atom/ns#' term='devastating'/><category scheme='http://www.blogger.com/atom/ns#' term='experience'/><category scheme='http://www.blogger.com/atom/ns#' term='Fire'/><category scheme='http://www.blogger.com/atom/ns#' term='damage'/><title type='text'>A "Just In Case" Kit to Keep on Hand</title><content type='html'>&lt;span style="font-size: large;"&gt;A friend of mine wants to share ideas from her personal experience with a devastating home fire. What to put together, "just in case."&amp;nbsp; You should have a fireproof box large enough to hold the following items:&lt;/span&gt;&lt;br /&gt;&lt;ul&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt;All your photo negatives (photo's cannot be replaced)&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt;Insurance papers&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt;Birth Certificate; Social Security papers; Wedding/Divorce documents; any Death Certificates&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt;Mortgage/House&amp;nbsp; Documents&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt;*** &lt;b&gt;PASSPORT&lt;/b&gt; ***&amp;nbsp; (if your drivers license is gone, this is your &lt;b&gt;only&lt;/b&gt; means of identification)&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt;A copy of your Drivers License&lt;br /&gt;&lt;/span&gt; &lt;/li&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt;A few spare checks/and/or a spare credit card&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt;Bank information ie: account numbers, safety deposit key&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt;Phone numbers for your Credit Cards&amp;nbsp; &lt;br /&gt;&lt;/span&gt; &lt;/li&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt;Car information ie; Title, loan info&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt;A spare pair of glasses&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt;A copy of your personal phone numbers&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt;Perhaps a small amount of cash to purchase necessary items ie: toothbrush, personal care items, from a vending machine in the hotel&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-size: large;"&gt;Spare car/house keys&lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;&lt;span style="font-size: large;"&gt;Many homeowner's are videotaping the interior of their homes to have a record of everything&amp;nbsp; they own for insurance purposes.&amp;nbsp; The tape or photos of each room should also be in the box, or your safety deposit box.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-size: large;"&gt;I understand this seems extreme, however, because the fire next door was caused by a gas explosion the police officer who came to my door wouldn't even give me a second to find my cats or grab my purse from another room.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-size: large;"&gt;While we were sitting outside in our car (my neighbor was not able to pull out her car as the fire trucks were behind it), we were thinking this will be over soon and we'll be back in our homes. Neither of us had any idea how fast the fire was burning, or how much damage it was doing. You just never know.&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/7531600759339878422-4724568687890562140?l=twincitieshomeownershelper.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://twincitieshomeownershelper.blogspot.com/feeds/4724568687890562140/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://twincitieshomeownershelper.blogspot.com/2010/01/just-in-case-kit-to-keep-on-hand.html#comment-form' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/7531600759339878422/posts/default/4724568687890562140'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/7531600759339878422/posts/default/4724568687890562140'/><link rel='alternate' type='text/html' href='http://twincitieshomeownershelper.blogspot.com/2010/01/just-in-case-kit-to-keep-on-hand.html' title='A &quot;Just In Case&quot; Kit to Keep on Hand'/><author><name>Homeowners Helper</name><uri>http://www.blogger.com/profile/06346267714433723729</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-7531600759339878422.post-4963035412773463219</id><published>2010-01-02T06:13:00.002-06:00</published><updated>2010-01-05T14:35:48.096-06:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='homeowners'/><category scheme='http://www.blogger.com/atom/ns#' term='restoration'/><category scheme='http://www.blogger.com/atom/ns#' term='twin cities'/><category scheme='http://www.blogger.com/atom/ns#' term='mistake'/><category scheme='http://www.blogger.com/atom/ns#' term='contractors'/><title type='text'>After A Fire; Part Two</title><content type='html'>&lt;div style="text-align: justify;"&gt;&lt;span style="font-size: 130%;"&gt;&lt;span style="font-family: times new roman;"&gt;The second day, still in shock, more decisions must be made. Who will help with the clean-up? After contacting my insurance company, I contacted Service Master. Within an hour they responded, came and looked over our home and helped us decide the next steps. Because my house suffered only smoke damage, we had 2 huge air cleaners brought in that ran non-stop for over a week; they packed up our clothes and bedding to be dry cleaned, and took me shopping for new pillows. Carpet cleaners came to clean the carpet in the entire house and all the furniture. The housecleaning crew arrived to wipe down all the walls, the windows, every table, desk, chair, lamp and nik nak. Everything hanging on the walls, books in bookcases, the grandkids toys. &lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-size: 130%;"&gt;&lt;span style="font-family: times new roman;"&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-size: 130%;"&gt;&lt;span style="font-family: times new roman;"&gt;Now, with all these cleaning people in the house, comes the Fire Inspector for the City of Maple Grove, the insurance agents from our insurance and our neighbors, the insurance adjusters, the property management person and the townhouse association board of directors. A meeting was held with us and our neighbors to determine whose insurance covered what. Here is where a &lt;span style="font-weight: bold;"&gt;MAJOR&lt;/span&gt; &lt;span style="font-weight: bold;"&gt;mistake&lt;/span&gt; was made right from the get-go. After it was decided that my neighbors insurance would be the responsible party for paying for the restoration the time came to decide &lt;span style="font-style: italic;"&gt;&lt;span style="font-weight: bold;"&gt;what contractor&lt;/span&gt; &lt;/span&gt;should be used. &lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-size: 130%;"&gt;The insurance company had a contractor they use for restoration. My neighbor had a friend whose son was a contractor. The friends son did have a reputable contracting business and insisted that he could handle the job. My neighbor fought and pleaded his case with the insurance company. The insurance company said OK.  NEVER, NEVER, NEVER hire a friend or family member to work on your home.  The restoration took almost 6 months; the friends are no longer friends.&lt;br /&gt;&lt;br /&gt;Please learn from this mistake. It is NEVER wise to hire a friend to work on your home.  Explain to your friend that you value your friendship over anything and you would not be willing to combine friendship and business. Even if your friend is a highly qualified contractor, mistakes can be made, time frames can differ, communications can break down. A contractor can hire subs who you know nothing about. The smallest issue is not small when it's between friends.&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;/div&gt;&lt;span style="font-size: 130%;"&gt;&lt;span style="font-family: times new roman;"&gt;&lt;br /&gt;&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/7531600759339878422-4963035412773463219?l=twincitieshomeownershelper.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://twincitieshomeownershelper.blogspot.com/feeds/4963035412773463219/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://twincitieshomeownershelper.blogspot.com/2010/01/after-fire-part-two.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/7531600759339878422/posts/default/4963035412773463219'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/7531600759339878422/posts/default/4963035412773463219'/><link rel='alternate' type='text/html' href='http://twincitieshomeownershelper.blogspot.com/2010/01/after-fire-part-two.html' title='After A Fire; Part Two'/><author><name>Homeowners Helper</name><uri>http://www.blogger.com/profile/06346267714433723729</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-7531600759339878422.post-5332553419352725241</id><published>2010-01-01T16:06:00.000-06:00</published><updated>2010-01-02T07:57:21.107-06:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='homeowners'/><category scheme='http://www.blogger.com/atom/ns#' term='accessible'/><category scheme='http://www.blogger.com/atom/ns#' term='documents'/><category scheme='http://www.blogger.com/atom/ns#' term='twin cities'/><category scheme='http://www.blogger.com/atom/ns#' term='insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='information'/><category scheme='http://www.blogger.com/atom/ns#' term='Fire'/><category scheme='http://www.blogger.com/atom/ns#' term='contractors'/><category scheme='http://www.blogger.com/atom/ns#' term='damage'/><category scheme='http://www.blogger.com/atom/ns#' term='smoke'/><title type='text'>What Happens After A Fire</title><content type='html'>&lt;div style="text-align: justify;"&gt;&lt;font size="4"&gt;&lt;font face="times new roman"&gt;Exactly two years ago my neighbors townhouse was totalled by a fire. What happened? They had forgotten to turn off the valve to the outside water spigot. The spigot dripped on the gas meter which froze the escape valve. Gas backed up into the hot water heater and BOOM!&lt;br /&gt;&lt;br /&gt;We had just arrived home from a Christmas party and my neighbor came running out to tell us to call the fire dept. She had left her cell phone in the house and was in her bathrobe and slippers. It was -7 below zero.&lt;br /&gt;&lt;br /&gt;First came the police, evacuating all 6 of the town homes that were connected because of the gas leak, followed almost immediately by the Fire Dept. After 4 hours of sitting in our car we were allowed back into our home which had suffered extreme smoke damage.&lt;br /&gt;&lt;br /&gt;My neighbor was taken cautiously into her home by a fireman with a flashlight to find items they would need to survive the night in a hotel. After finding items such as insurance documents, other important papers if accessible, computer; cell phones and chargers, a coat, shoes, purse, &amp;amp; wallet. The fireman was very specific about the things they would need, except she later joked that he forgot to tell her to remember a bra!&lt;br /&gt;&lt;br /&gt;They next came into our smoke filled house and made the calls to their insurance company who gave them the name of a company that would come out and help pack up all their belongings. I gave them new toothbrushes as theirs were contaminated by the smoke (as were ours), and a bottle of wine to take with them to the hotel. They had to make their own arrangements after being advised by the insurance people what hotels they should contact. This was the beginning of a very, very, long process.&lt;br /&gt;&lt;br /&gt;No one is ever prepared for a devastating fire. But if you can learn anything from this post here is what you need to have accessible, just in case:  Insurance papers, banking information, important phone numbers to banks, credit companies, (if you live in an association you need your association insurance documents, contact numbers for your association management company.) My neighbor, fortunately, had all her documents in a steel box which she kept in a special place that was easy to locate in the smoke-filled darkness.&lt;br /&gt;&lt;br /&gt;Keeping your documents in a portable steel box that you can grab in a moments notice will eliminate having to search through a filing cabinet in a burned out room (that is if everything in the room hasn't burned or gotten soaked by water.)&lt;br /&gt;&lt;br /&gt;My next post will cover the most important decision you will make and what you must avoid.&lt;br /&gt;&lt;/font&gt;&lt;/font&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/7531600759339878422-5332553419352725241?l=twincitieshomeownershelper.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://twincitieshomeownershelper.blogspot.com/feeds/5332553419352725241/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://twincitieshomeownershelper.blogspot.com/2010/01/what-happens-after-fire.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/7531600759339878422/posts/default/5332553419352725241'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/7531600759339878422/posts/default/5332553419352725241'/><link rel='alternate' type='text/html' href='http://twincitieshomeownershelper.blogspot.com/2010/01/what-happens-after-fire.html' title='What Happens After A Fire'/><author><name>Homeowners Helper</name><uri>http://www.blogger.com/profile/06346267714433723729</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry></feed>
